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David Ning

This article was written by David Ning and originally appeared on moneyning.com. Moneyning.com is a personal finance blog where insights are shared on how to carefully save money, invest for the future, and live frugally and happily – because it’s the little things that matter in achieving financial freedom.

How to Exchange Money for Time

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I’ve spent a lot of time lately thinking about what I want my life to look like going forward, and what I can do to restructure. I’m in the process […]

Avoid These 529 Plan Mistakes <br>When Saving for Your Kids

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One of the investment accounts I’m glad I have is a 529 account set up with my son as the beneficiary, as this type of account represent an simple way to […]

Did You Learn These Money Lessons From <br>Your Favorite Summer Blockbusters?

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Popular culture has a far greater impact on our belief systems and personal philosophies than you might expect. An afternoon with a tub of popcorn and the latest summer blockbuster can affect […]

How to Choose the Best<br> Frequent Flyer Rewards Card

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Having moved from the Midwest to the Pacific Northwest, I’ve been exploring my options for earning frequent flyer miles to offset our trips back home during the year. We’ve always practiced […]

How to Stop Wasting Money on Weight Loss Programs and Still See Results

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Losing weight is a common goal for many of us. For others, the goal is to get healthy, eat better, or have more energy throughout the day. As someone who is […]

How to Get the Best Deal<br> When Buying New Appliances

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Two years ago, my husband and I had to purchase the trifecta; a new refrigerator, washer and dryer. Now, we are in the market for a new dishwasher, and I’m […]

Best Strategies to<br> Conquer Your Student Loan Debt

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After graduating from college with student loan debt, it can be difficult to come to terms with the debt repayment schedule. If you’re like me, you might even be surprised by […]

Calculating the Real Cost <br>of Upgrading Your Smart Phone

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We’re witnessing all out war between major cell phone carriers. They’re in a constant battle to outdo each other with better coverage, faster speeds, cheaper rates, and even offering incentives […]

3 Ideas for Turning Cheap Traditions<br> into Lifetime Memories

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When I look back on my childhood, some of the memories I cherish the most are the times my parents made an extra effort to make certain experiences special. It’s […]

Host a Fantastic Thanksgiving Dinner <br>Without Busting Your Budget

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Are you thinking of hosting Thanksgiving this year? Wouldn’t it be awesome if you could throw a dinner party without busting your budget? Well, good news! You don’t need to spend […]

Is Amazon Prime Worth It?

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Is Amazon Prime Worth It? We’ve been Amazon Prime members for the last few years, and for the most part, its made financial sense for us. We make plenty of […]

5 Surefire Ways to Stop Thinking <br>Your Paycheck is Never Enough

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5 Surefire Ways to Stop Thinking Your Paycheck is Never Enough Speaking with high earners about the paycheck not being enough always turns into an satisfying chat.  Even though the […]

You’ve Heard of Job Security, <br>But What About Income Security?

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Job Security. Despite recent improvements in the employment situation, this remains an issue of concern for many Americans. According to a recent COUNTRY Financial Security Index survey, 68 percent of […]

How Securities Crowdfunding <br>Could Change the Way You Invest

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As technology advances, more people have access to investment opportunities than ever before. Just about anyone with $25 and an internet connection can open a brokerage account and start trading […]